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Why A Self-Funded Plan

IMA is a premier provider of self-funded benefits programs for all size businesses.

Self-funding provides the potential for savings that is not available with a fully-insured plan. If claims exceed expectations, the Employer’s liability is capped under the reinsurance “stop-loss” policies.

Fully-insured plan premiums are 100% taxable. Using self-funded plans, the only taxable premiums are those paid for specific premium, aggregate premium and aggregate accommodation. This reduces the client’s costs.

Self-funding provides the flexibility to design a benefit plan according to the client’s needs and preferences, subject to federal law. This differs from fully-insured programs where there is little or no flexibility in plan design and benefit programs, other than in choosing a canned approach.

Considering the spiraling cost of health care, many Employers are choosing self-funding as the only logical method of continuing to offer health insurance coverage as an employee benefit.

Employer Portal

Your complete online health plan resource is right here.

IMALA Member Portal

Login or create an account to view and maintain your IMA account.

Provider Portal

A unique online tool for access benefit, eligibility, and claims data.

Mobirise
Mailing Address

P.O. Box 71120                     
Bossier City, LA 71171-1120

Physical Address

1325 Barksdale Blvd., Suite 300
Bossier City, LA 71111

Contacts

Phone:       (318) 747-0577
Toll Free:    (800) 742-9944